> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ruloans.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Sign up as an Individual for RuConnect

> Journey flow for individual journey on RuConnect Application

**Introduction:**

This document provides a comprehensive step-by-step guide for DSAs to sign up as an individual on the RuConnect platform. It highlights mandatory and optional fields, supported by screenshots, to ensure clarity and completeness.

Download the Ruconnect application on your device and open application.

## Step 1: Enter Your Mobile Number

Just type your **10-digit mobile number** and click **"Get OTP."**\
We'll send a one-time password to verify your number.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image1.png" alt="image1" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 2: Verify with OTP

Enter the **4-digit OTP** sent via SMS.\
You can resend it if it doesn’t arrive in time.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image2.png" alt="image2" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 3: Tell Us About Yourself

Choose if you're an **Individual** or a **Company**.

\*\*Select Individual option

Fill in your personal details:

* Name
* Profession
* Email
* Gender
* Date of Birth

Also select Yes or No from “Do you know someone from RULOANS?”

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image3.png" alt="image3" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 4: Referral Info (Optional)

If someone referred you, enter their **mobile number**.\
This helps them get credit for referring you!
**Note: If 'No' is selected this step is skipped.**

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image13.png" alt="image13" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 5: Add Your Residential Address

Fill in your full address:

* Address Line 1
* Address Line 2
* Residential Postal Code
* City/State  (Select these on basis of entered Postal Code)

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image4.png" alt="image4" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 6: Complete Your KYC

You can choose one of the following:

### Option 1: eKYC via Digio

### Option 2: Manual KYC (Skip for Now)

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image5.png" alt="image5" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

**Note: When eKYC with digio is selected user is redirected to Digio for KYC verification.**

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image6.png" alt="image6" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

When Manual KYC is Selected
Provide:

* PAN Number
* Aadhar Number
* Upload:
  * PAN Card
  * Aadhar (Front & Back)
  * A Selfie

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image7.png" alt="image7" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 7: Read & Accept Agreement

You’ll see a **Joining Agreement (MoU)**.\
Read carefully and tick the **“I Agree”** checkbox.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image8.png" alt="image8" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 8: Sign Digitally

Use your mouse to sign in the box.\
Once it’s clear and inside the box, hit **Continue**.
You will se the sign inside the box and re-sign if you want to do it again.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image9.png" alt="image9" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 9: Review & Confirm Your Signature

Check the signature you just drew. Ensure it's clear, accurate, and looks exactly the way you'd sign official documents.

If you're happy, click Confirm Signature to proceed.
Want a redo? Click Re-sign or upload a different one.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image10.png" alt="image10" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

## Step 10: Signup Complete!

You're done! Your registration is successful and the agreement is accepted.

Click Download User Agreement if you’d like a copy for your records.
CLick Start your DSA journey to begin using your account and explore all features.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image11.png" alt="image11" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

You’ll be redirected to your dashboard.
Your profile and settings will be available for customization.
Need help? Visit our Help Center or contact Support anytime.

<img src="https://ruloans-bucket.s3.ap-south-1.amazonaws.com/docs/b2b/app/onboarding/individual/image12.png" alt="image12" style={{ width: "390px", height: "auto", display: "block", margin: "20px auto", border: "12px solid #000", borderRadius: "40px", boxShadow: "0 4px 20px rgba(0,0,0,0.3)" }} />

Thank you for joining us! Let’s get started on this exciting DSA journey together.

\*\*Date: 11 September 2025