Step 1: Access the Rulaons Platform**
Open the RuConnect platform at https://www.ruloans.com/Step 2: Navigate to the Dashboard
- After successful login, you will land on the Dashboard.
- The Dashboard provides:
- Quick Access Links: Links to personal loans, home loans, and other products.
- Status Overview: To proceed, click “Loans” to view the available list and select your required loan type.
Step 3: Enter Your Pincode
- Pincode: Enter the 6-digit postal code of your residence or business address.
This helps us verify your location and show eligible offers. - Tap Continue.
Step 4: Enter Your Date of Birth
- Date of Birth: Select your date of birth using the calendar picker.
This helps determine your eligibility and age-based offers. - Tap Continue.
Step 5: Choose Your Profession
Select the category that best describes your employment type:- Govt Employee - User must selects the govt employee as a employement type.
If Govt Employee:
- Select State: .User must selects the Rajasthan as a state.
- Monthly Income: Your average take-home salary each month.
- Tap Continue.
Step 6: Select Loan Amount & Duration
- Loan Amount: Choose a preset amount (e.g., ₹ 2L / ₹ 5L / ₹ 15L) or enter a Custom Amount.
- Loan Tenure: Choose the repayment period (in years).
- Tap Continue.
Step 7: Know Your CIBIL Score?
-
If you select Yes:
- CIBIL Score: Enter your 3-digit credit score (e.g., 750).
- Monthly EMI: Total of all active loan EMIs you’re paying.
- If you select No: User will be redirected to Step 8.
- If you Tap Skip: User will be redirected to Step 10.
- Tap Continue.
Step 8: Enter PAN Number & Give Consent
- PAN Number: Enter your 10-character PAN (e.g., ABCDE1234F).
Required to verify your credit score and match loan offers. - Tap Continue.
Step 9: Fill Personal & Address Details for CIBIL
Personal Details- First Name: Enter your First name.
- Middle Name: Enter your Middle name (optional).
- Last Name: Enter your Last name.
- Father’s Name: Enter your Father’s full name.
- Mother’s Name: Enter your Mother’s full name.
- Gender: Select your gender from the dropdown.
- Email ID: Enter your email ID.
- Mobile Number: Enter your mobile number.
- Date of Birth: Enter your date of birth.
- House / Flat / Block Number: Enter the house/flat/block number of the address.
- Building / Apartment Name: Enter the building/apartment name of the address.
- Area / Sector: Enter the area/sector of the address.
- Pincode: Enter the pincode of the address.
- City: Select the city from the dropdown.
- State: Select the state from the dropdown.
You may review the Terms & Conditions.
Tap Continue
Step 10: Get Your Recommended Offers
- Based on your details, view loan offers from lenders like:
- *Instape, TATA PL, Piramal Finance, HDFC Personal Loan, and more.
Step 11: Provide Basic Details
- Full Name
- Mobile Number
- Pan Number
Step 12: OTP Verification
Enter the One-Time Password (OTP) sent to the registered mobile number for verification.
Step 13: Application Submission Confirmation
Description: This step displays a confirmation message after the loan application is successfully submitted. Key Information Displayed:- External Lead ID: A unique identifier (e.g., HLSARUL0000003E) is generated for tracking the application status.
- Support Information: The user is informed that a support executive will contact them within 24 to 48 hours.
- Contact Details: Provides the customer service number 1800 266 7576 and support email [email protected] for any assistance.
- Copy External Lead ID: A button is provided to easily copy the External Lead ID for future reference.
- Navigation: A “Home” button is available to return to the main page.
- Details: A “View” button is available to view further application details.
